Pricing

Clear Packages. No Surprises.

Choose the level of support that fits where you are today. Every plan is month to month — you can pause or cancel at any time.

Most chosen

Momentum

Our most-chosen plan for steady, ongoing work.

$149per month

$79 one-time onboarding

  • Full three-bureau report review
  • Up to 12 disputed items per cycle
  • Creditor and collector correspondence support
  • Monthly one-on-one coaching call
  • Rebuilding plan (utilisation, mix, payment history)
  • Priority email and text support

Best for active repair and rebuilding

Choose Momentum

Accelerate

Hands-on support when you are working toward a big goal.

$249per month

Onboarding included

  • Everything in Momentum
  • Unlimited eligible dispute items
  • Two coaching calls per month
  • Funding readiness review
  • Goal-based milestone tracking
  • Same-day priority support

Best for funding or mortgage readiness

Choose Accelerate

What every plan includes

Month-to-month — cancel anytime

Plain-English updates on every action taken

You always keep the right to dispute items yourself for free

Fees pay for the work we perform on your behalf, not for a result. We cannot and do not guarantee any specific credit score change, item deletion, loan approval, or timeline. Individual results vary. EDC Financials does not provide legal, tax, accounting, or investment advice.

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